Jul
12
2021
Taking Control Of Your Disability Insurance And Why It Matters!
Who owns your disability insurance?
You may THINK you do but if you have Group Long Term Disability through your employer or if you hold it through your professional association (i.e. Ontario Medical Association, Canadian Dental Insurance Program, Canadian Bar Association), then you DO NOT own the coverage. You are in fact, a renter.
When you don't OWN the policy, you don't CONTROL the policy. This has a number of implications:
